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<item><title>How Do Buy Now, Pay Later Companies Make Money? Klarna vs Affirm</title><link>https://copythatclears.com/insights/how-do-buy-now-pay-later-companies-make-money/</link><guid isPermaLink="true">https://copythatclears.com/insights/how-do-buy-now-pay-later-companies-make-money/</guid><pubDate>Thu, 01 Oct 2026 00:00:00 GMT</pubDate><description>Buy now, pay later companies make money from merchant fees and interest. Klarna and Affirm's latest filings show two very different models.</description><category>Credit and BNPL</category><media:content url="https://copythatclears.com/images/posts/how-do-buy-now-pay-later-companies-make-money.jpg" medium="image" width="1200" height="630"/></item>
<item><title>How Do Stablecoins Make Money? And Why Most Can't Pay You Interest</title><link>https://copythatclears.com/insights/how-do-stablecoins-make-money/</link><guid isPermaLink="true">https://copythatclears.com/insights/how-do-stablecoins-make-money/</guid><pubDate>Thu, 01 Oct 2026 00:00:00 GMT</pubDate><description>Stablecoins make money from the interest on their reserves. See how issuers earn it, who gets a share, and why US and EU rules ban paying you interest.</description><category>Crypto and Stablecoins</category><media:content url="https://copythatclears.com/images/posts/how-do-stablecoins-make-money.jpg" medium="image" width="1200" height="630"/></item>
<item><title>Instant Payment Systems Around the World: UPI vs Pix vs FedNow vs SEPA Instant</title><link>https://copythatclears.com/insights/instant-payment-systems-around-the-world/</link><guid isPermaLink="true">https://copythatclears.com/insights/instant-payment-systems-around-the-world/</guid><pubDate>Thu, 01 Oct 2026 00:00:00 GMT</pubDate><description>UPI, Pix, FedNow, SEPA Instant and Faster Payments compared: how each instant payment system works, how big it is and why some took off faster.</description><category>Payments</category><media:content url="https://copythatclears.com/images/posts/instant-payment-systems-around-the-world.jpg" medium="image" width="1200" height="630"/></item>
<item><title>UPI MDR 2026: What the New ₹2,000 Rule Means for Merchants</title><link>https://copythatclears.com/insights/upi-mdr-2026-merchants/</link><guid isPermaLink="true">https://copythatclears.com/insights/upi-mdr-2026-merchants/</guid><pubDate>Mon, 28 Sep 2026 00:00:00 GMT</pubDate><description>UPI charges above ₹2,000 start 15 October 2026: 0.4% UPI MDR, capped at ₹300, plus 18% GST on the fee. Rates, exemptions and a checklist.</description><category>Payments</category><media:content url="https://copythatclears.com/images/posts/upi-mdr-2026-merchants.jpg" medium="image" width="1200" height="630"/></item>
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